Road Traffic Accident Claim (RTA Claim)

Cars are getting safer all the time, and yet owing to the volume of traffic on our roads, accidents still happen in substantial numbers.

Road Traffic Statistics

Road traffic accidents affect road users of all ages – not just drivers and motorcyclists but passengers, cyclists, pedestrians and horse riders – just about everyone. Of course they are just as likely to happen abroad, perhaps on holiday, as at home.

Case study

While more serious injuries obviously do occur in road traffic accidents the bulk of those that are sustained are of the whiplash type where, often, good or complete recovery is possible.

Work Related Drivers

Work-related driving is one of the biggest single causes of all reportable accidents with those who drive 25,000 miles or more a year for business being most at risk of serious injury.

Road Cyclists

You would think a cyclist would be reasonably safe in a cycle lane. But not when a car stops alongside the lane and a passenger opens the door on to a cyclist without looking. This is a typical kind of accident where injury can arise. Motor vehicle insurance must by law include liability for drivers and passengers negligently opening car doors.

Motorcyclists Safety

Department for Transport studies show that there are two peak age ranges for motor cycle accidents, 16-20 and 31-35. A male motor cyclist is nearly 15 times more likely to have an accident than a female one.

Pedestrians and horse riders

Pedestrians and other road users such as horse riders have as much right to be on and to use the road as anybody else. The law has long recognized this. Unfortunately they are a very vulnerable category of user for accidents and injuries.

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Whiplash In An Accident

The most common kind of injury sustained in a road traffic accident. It can also occur in other kinds of accident and strenuous activities such as diving. The injury usually affects the ligaments, spinal joints and soft tissues of the neck. In many cases the likelihood of sustained after-effects is small with good prospects for a complete recovery.

Whiplash More Info »

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